NOFFKE HOMES FINANCING

The peace of mind a Fairway Advantage Pre-Approval provides will help you shake off the nerves while shopping for homes. Feeling confident and secure that your offer is as strong as can be.

 

✅A pre-approval* may be beneficial when viewing Noffke Homes.

✅ This is a difference between pre-approval, pre-qualification, ** and loan commitment.

✅ We will discuss what type of payment you are looking for.

✅ We will explain points and private mortgage insurance (PMI)

✅ You can save money up front when purchasing a home.

✅ A lower interest rate may result in lower monthly mortgage payment.

✅ We will obtain your authorization to pull your credit report.

✅ We may ask for the following documents to assist in evaluating your qualifications

• Verification of employment (VOE)

• Verification of assets (VOA)

• W2s

• Paystubs

• Tax Returns

• Bank Statements

✅ We will provide you with a pre-approval letter that you may provide to your Realtor.

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* Fairway Advantage Pre-Approval is based on a full review of borrower’s creditworthiness and is contingent upon there being no material changes in the borrower’s financial condition or creditworthiness at the time of final loan approval. Final loan approval is subject to the following conditions: (1) borrower has identified a suitable property, and a valid appraisal supports the proposed loan amount; (2) a valid title insurance binder has been issued; and (3) borrower selects a mortgage program and locks in an interest rate that will support the pre-approved monthly payment amount. Loan must close before the expiration date provided in the pre-approval. Loan must close before the expiration date provided in the pre-approval. Offer not available on DPA programs, bond, or USDA loans. Please note that submitting verifying documentation is not a requirement to receive an estimate of closing costs associated with a mortgage loan. Sale of home proceeds contingency not allowed. Gifts not deposited are not allowed.